Financial literacy lessons made easy

New Zealand’s best financial literacy program for year 7 and 8 students is 100% free of charge for primary schools due to sponsorship!

MoneyTime is a web-based, self-taught financial literacy program that makes teaching financial literacy easy.

Set up is remarkably simple and takes less than 2 minutes – no webinars required! There is no prep time for lessons, tests and quizzes are automatically marked.  It couldn’t be easier for you!

Join the 750+ New Zealand primary schools that have already used MoneyTime!

New Zealand Interclass Competition

Classes from all over New Zealand compete for the title of Best Financial Literacy Class and up to $3,000 in prize money from the Milford Foundation for their school.

Scores for participating classes are based on students’ module quiz scores and the percentage of students completing the program in their class.

The competition runs each year from January to December. If you teach year 6-10 students and would like your class to take part, contact us and we’ll get you underway.

MoneyTime is valued at $25 per pupil per year but is 100% free for all NZ primary schools thanks to our generous sponsors.

Pricing for secondary schools and Australian schools is available on request.

No teacher knowledge required

If financial literacy lessons are not your strong point, no worries. MoneyTime assumes you and your students have zero knowledge. The program is comprehensive but you don’t have to know it all, the MoneyTime does the teaching for you.

Progressive learning in a safe environment

Your students will learn how to make their own financial decisions, in the safety of their classroom. Lesson content builds on previous lessons, you unlock new lessons as the class progresses.

MoneyTime is web based and can be accessed via Chromebooks, Ipads and laptops.

Student test results show a 40% average increase in knowledge across all lessons - MoneyTime really works!

Used in over 750 schools by 85,000 students

Implementing MoneyTime with your students

How to fit MoneyTime into your timetable

The 30 financial literacy lessons fit equally well into English, Maths and Social Studies learning areas and follow the financial capability progressions for levels 3-5 in the NZ Curriculum. The program is best utilised as a block/unit (2-3 modules per week) to get the benefit of continuity.


MoneyTime consists of 30 classroom modules and 13 optional modules for students to complete at home with their parents to put their learning into their family context.

Lessons imitate real life experiences – from wages, savings and tax to mortgages, buying real estate and simple investing.

Comprehensive content


Regular automatically marked assessments

MoneyTime has automatically marked quizzes and tests to assess student progress after each lesson. Easy to follow reporting functions provide detailed feedback on student results for yourself, your exec team and your board. 


The lessons are combined with experiential learning which maximises students’ engagement and enjoyment. At the end of each lesson they choose whether to spend, save, invest or donate their money at virtual stores and on virtual investments.

The decisions they make have simulated real life outcomes that help students understand the impact of their choices. This enables students to explore making financial decisions without risk, or fear of failure.

Learning through play


Each financial literacy lesson only takes thirty minutes - meaning plenty of flexibility. They can be scheduled into your timetable, used as extension activities, set for homework and are an easy filler for relief teachers. If you can’t fit them into a block, use them as end of year fun!

Maximum flexibility


MoneyTime provides lesson guides that include activities and discussions for you to do with your students after each lesson. We recommend you use these to stimulate questions and reinforce their learning

Easy to follow lesson guides

Hear from teachers using MoneyTime

Te Reo Māori Teaching Resource

MoneyTime in Te Reo Māori

At MoneyTime we believe it’s important that reo Māori speakers have the opportunity to learn financial literacy in te reo Māori so they can understand what they are learning from a Māori viewpoint.

If they can have financial conversations in te reo Māori it normalises the concepts the program teaches. Having MoneyTime available in Māori means all Māori medium students can utilize the program.

What Teachers are saying

“The developers of this program clearly have a great sense of humour and a great understanding of children in this age group. They have made the subject both fun and engaging, with humour and incentives which hook the learners from their first module. My class loves it and asks every day if today is a MoneyTime day! Their parents are loving that they are being introduced to complex concepts about managing finances from a young age. I highly recommend it.”

— Ann Smales, teacher, Broadbay School, Otago

“My class are loving the program and are begging me to unlock the next module. They are telling me their parents are just as excited as them about the program and are working through it with them at night. This is a fantastic way to get whanau talking. I think it is one of the best programs I have used as far as student engagement goes and it’s great to see they are transferring their learning back into the classroom program.”

— Julie Burrows, Academic Coordinator for Year 7 & 8,
St Peter's College, Gore

“The kids are totally into it and very highly motivated. From a VERY low baseline of knowledge, they’re now bandying words like mortgage and interest and investment like old hands. Best of all, they’re seeing in a very graphic and understandable way how money works and how it grows. Thanks so much for giving us the opportunity to use this excellent program.”

— David Mackenzie, Year 8 Teacher, Dilworth Junior Campus, Auckland

More praise from teachers

“Thanks so much, my students are loving this program. We had parent/teacher conferences last week and a number of parents said that it has resulted in a conversations about 'money'. It is great to see this happening.”

— Shane Lavery, teacher, Evans Bay Intermediate School, Wellington

“The class was super excited to be doing this, they loved it today, even the ones who did it last year were excited. It’s so nice when they are all this enthusiastic about their learning.”

— Lisa Ashton, teacher, St Pauls School, Ngaruwahia

 International financial literacy awards

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