Homeschool financial literacy curriculum

Homeschool personal finance course

Teenagers spending money

MoneyTime is the ideal homeschool financial literacy curriculum for 10 to 14 year old kids in New Zealand and Australia.

It combines 30 self-directed personal finance lessons with an interactive game. It teaches them the key principals of successful money management then they learn through trial and error what works while having fun.

And you don’t have to do any teaching at all, unless of course you want to (we help with that too).

Key benefits for homeschoolers

  • Self-directed, no parental knowledge or supervision required

  • Parent guides provided if you want to be involved

  • Regular assessment, detailed reporting and completion certificates

  • Gamified for experiential learning - your children will want to do it

  • Your child gets to learn the stuff you wish you had been taught!

 Enjoyed by over 70,000 students

How MoneyTime works

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30 Practical personal finance topics

MoneyTime comprehensively provides the building blocks for your child’s financial future; from earning, saving and investing, to purchasing property, business and insurance.

Money game resource

13 Modules you can do with your child

MoneyTime also includes 13 modules created specifically for you to complete with your child. They are optional but recommended as they put your child’s learning into real life context and give them an awareness of real living costs.

Lesson modules take 30 mins

30 Mins to complete each module

It takes 30 minutes to complete each module and play the money management game. This makes MoneyTime easy to slot into your curriculum plan and ensures your child can remain focused.

See how MoneyTime makes financial literacy for kids made easy

What Homeschoolers are saying

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We've always had many conversations about money, but MoneyTime has provided the motivation for action. Thank you for an incredibly practical and useful resource!

Kelly George, Fearless Homeschool

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I was amazed by how easy MoneyTime was to work use. The helpful characters and games make this program one that your kids will be asking to “play” and all the while learning life skills.

-Tonya Nolan, Homeschool blogger

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This was a sign-on-and-go program for my son. I didn’t need to explain or look over his shoulder. He took off flying and gave himself a job of pulling weeds and raking leaves in our neighborhood. Really this is hilarious if you know my son. My favorite part is that the program engages kids with a reward system that directly relates to learning the concepts.

— Ashley Fox, Homeschooler

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Teaching children to be money smart while they are still under your financial responsibility will set them up with positive financial habits. And the MoneyTime financial literacy curriculum is the best online program on financial literacy for kids we’ve found.

— Charlene Hess, Homeschooler

What MoneyTime covers

Employment & banking

How money gets earned, the importance of saving and how interest works.

Careers, how to write a CV and a cover letter and why all earners have to pay tax.

Budgets, Banking and Payments

How to make good buying decisions, prepare basic budgets, about bank accounts and the different ways of making payments.

Borrowing, Mortgages, Buying Property

How things can be purchased using loans and repayments.

How property can be purchased via a mortgage and the cost differences between renting and buying.

Investing and Business Basics

Term Deposits, Property Investment, Shares, Collectibles.

How businesses make money and the different kinds of jobs businesses offer.

Insurance, Online Security and Net Wealth

How to protect personal wealth via insurance, keep safe online diversify assets to grow wealth.

Regular testing within the program shows a 40% average improvement in knowledge across all topics!

 International financial literacy awards

Proud partner of the
Home Education Association

60-Day Money Back Guarantee

Try MoneyTime One Year Licences completely risk free. 

If you are not satisfied with the program, we’ll refund you in full.


Ensure your child has the knowledge and confidence to become financially independent!